Thanks to the main stream media, we have
all heard about the health care crisis in America.
Insurance costs raise an average of 10 to 20% each year
and for some Americans even more. There are companies
who claim to cure the health care crisis by offering
restricted benefits, and or higher deductibles, but
these restricted benefits will only curb the problem not
cure it (the band aid theory). One of the major
ingredients the insurance industry has overlooked is how
does the average American afford the high premiums
associated with health insurance today?
The reason
this has been a problem with no solution is there has
never been a company with a strong enough vision to
attack the entire problem in a way that most Americans
can understand and afford, until
now. | |
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| The
Health Insurance Industry Trend |
| What we see as the trend in the
near future for us is very bright. The federal
government has shown that they are not prepared to make
any major changes toward a national health care program.
The insurance industries trend is to raise monthly
premiums, increase underwriting requirements, and force
individuals into higher deductibles. In addition many
major companies in corporate America are cutting back on
health care benefits or are hiring part time employees
to replace full time employees so that they will not
have to pay their employee's health care
benefits. | |
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| The
Problem |
| Health care has improved
dramatically over the past couple of decades: however
the cost of this care and health care insurance has
grown out of the reach of most Americans. A catch 22 is,
frequently even if you can afford the insurance premiums
no insurance company will accept you due to current or
past medical conditions. | |
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| The
Solution |
| Wellness Advantage Marketing has contracted with
Universal Savers Association who through its Association
Benefits offers guaranteed issue health benefits at
affordable prices. USA offers these guaranteed issue
benefits exclusively to members of Universal Savers
Association. When you combine the insured and
non-insured benefits offered to USA members you have a
combination that is unequaled in the insurance industry.
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